You’ve been trying to pay your debts, but since you lost your job, it’s been nearly impossible. Now debt collectors are calling you every day and making threats that leave you depressed and unable to sleep. Is there anything you can do to make it stop?
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 after complaints about debt collectors reached epic proportions. This consumer protection law makes it illegal for debt collectors to use strategies like the following to collect a debt.
● Using profane and obscene language
● Discussing your debt with your friends, neighbors, and co-workers
● Maliciously reporting false information to the credit bureaus
● Threatening action they cannot legally take or have no intention of taking
● Contacting you after you have sent a cease and desist letter
● Contacting you directly after you retain an attorney
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Company Profile: Miramed Revenue Group
If you are being called by Miramed Revenue Group, a company overview is below.
Miramed Revenue Group, which also does business as M2 Revenue Group, is a medical collection agency in Lombard, Illinois. It was founded in 2007, has 120 employees, and is managed by Christine Bodmer. Consumer lawsuits archived at the PACER website indicate that those who felt that they were being harassed by Miramed Revenue Group acted on their right to take legal action.
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Alleged Violations against Miramed Revenue Group*
According to PACER, in or around early 2013, Miramed Revenue Group started contacting a South Carolina consumer about a debt. She claimed that collectors kept calling and harassing her even after she insisted that she did not owe the debt and therefore would not be paying it.
Feeling harassed by Miramed Revenue Group, the consumer sued the agency for:
● Harassing her by phone
● Using profane and obscene language
● Calling her at inconvenient times
● Using unfair and unconscionable means to collect a debt
The case was later resolved.
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Hire a Consumer Lawyer
The phone numbers for Miramed Revenue Group are:
● 1-630-424-4000
● 1-800-837-2458
If you see them on your caller ID, it means that Miramed Revenue Group is calling you. If you refuse to pay and they don’t stop harassing you, hire a consumer lawyer and file a claim against Miramed Revenue Group. You could win $1,000 per FDCPA violation. These awards are intended to remind collection agencies that they violate your rights at considerable financial risk.
*Case taken from PACER (www.pacer.gov). File number is 6:13-cv-01257-HMH from the United States District Court for the District of North Carolina, Greeneville Division.
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Additional Resources
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Miramed Revenue Group or any other third-party collection agency, you may not be entitled to any compensation.