Called By Amos Financial? Here’s What to Know

Is a debt collector making your life miserable by yelling at you and rudely demanding that you pay now or risk public embarrassment? If so, they are breaking the law, and if you file a claim against them, you could be awarded more than you actually owed.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, regulates how collection agencies can communicate with you about a debt. Tactics like those below are illegal and can get repeat offenders shut down.

• Threatening action they are not in a position to legally take
• Calling you before 8:00 a.m. and after 9:00 p.m.
• Trying to collect after you have formally disputed a debt
• Demanding amounts that are inflated by ‘service charges’
• Using profane and obscene language
• Leaving vague messages that do not identify the caller as a debt collector

Company Profile: Amos Financial

If you are being called by Amos Financial, here are some additional company details.

Amos Financial is a debt buyer and collection agency located in Highland Park, Illinois. It was established in 1999, has 27 employees, and is managed by its President, Ohannes Korogluyan. An inspection of PACER website records confirms that consumers who felt that they were being harassed by Amos Financial hired counsel to help them protect their rights.

Alleged Violations against Amos Financial*

According to information on the PACER website, on or around November 11, 2011, Amos Financial purchased a debt that a Connecticut consumer had stopped making payments on in September 2009. On January 8, 2014, the agency sued her to collect the debt, although it was allegedly not licensed to collect debts in Connecticut, and later withdrew the lawsuit. It also sent her collection letters that included attorney’s fees.

Feeling harassed by Amos Financial, the consumer filed a claim against the company:

• Using false and deceptive means to get her to pay
• Using unfair and unconscionable means to collect the debt
• Sending collection letters that did not reflect what she allegedly owed

The case was later settled.

Hire a Consumer Lawyer

The phone numbers for Amos Financial are:

• 1-866-213-4957
• 1-847-433-2600

If you see them on your caller ID, Amos Financial may be trying to collect a debt from you. If they sue you for the money but aren’t even licensed to collect debts in your state, hire a consumer lawyer and get them to help you file a claim against Amos Financial. If you win your case, you could potentially be awarded $1,000 per FDCPA violation, which reminds collection agencies that no matter how much they want your money, the law must be obeyed.

Additional Resources

• How An Attorney Helps In An FDCPA Claim
• Speak with an FDCPA Attorney

*Case taken from PACER (pacer.gov). File number is Case 3:14-cv-01633-SRU from the United States District Court for the District of Connecticut.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Amos Financial or any other third-party collection agency, you may not be entitled to any compensation.