Are You Being Called By Sacor Financial, Inc.?*

Being bullied by debt collectors can harm your daily life on multiple levels. If they call you at work, everyone in the office knows that you can’t pay your debts. They interrupt your time with your family and make you afraid to check the mail.

What they won’t tell you is that such actions are illegal and you have legal means of making it stop.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 and became law in 1978. By that point, it was a necessity, as consumers were declaring bankruptcy in higher volumes to escape harassment.

Today, if a collection agency uses these types of methods to get you to pay a debt, you can sue them for significant damages.

• Contacting you after you are represented by an attorney
• Failing to warn you that a communication is from a debt collector and that any information obtained will be used to collect a debt
• Telling you that they can have you sent to prison if you don’t pay
• Calling your workplace when they know that such calls are against your employer’s policy
• Cursing and yelling at you over the phone
• Claiming to be attorneys (if they are not) or police officers

Company Profile: Sacor Financial, Inc.

If you are being called by Sacor Financial, Inc., more information about the company and its management is below.

Sacor Financial, Inc. is a debt collection agency in Roseville, California. It was founded in 2010, has 27 employees, and is managed by Jonathan Rice.

A close review of the consumer credit lawsuits archived at the PACER website confirms that consumers who believed that they were being harassed by Sacor Financial, Inc. hired legal counsel to help them mount a counter-claim.

Alleged Violations against Sacor Financial, Inc.

According to PACER, in or around early 2013, Sacor Financial, Inc., started trying to collect a debt from a California consumer. She claimed that collectors harassed her by threatening to garnish her wages if she didn’t pay, so she consented to a payment plan of two monthly withdrawals of $500 followed by monthly payments of $200 until the debt was paid.

However, the agency allegedly attempted to make ongoing withdrawals of $500, causing the consumer to incur insufficient funds fees.

Feeling harassed by Sacor Financial, Inc., the consumer filed a lawsuit against the agency for:

• Using harassing and abusive means to collect a debt
• Using false, deceptive, and misleading means to collect a debt
• Using unfair and unconscionable means to collect a debt
• Misrepresenting the legal status of the debt

The matter was later settled.

Hire an Attorney

The phone numbers for this debt collection agency are:

• 1-916-773-3500
• 1-866-556-0231

Their appearance on your caller ID confirms that you are being called by Sacor Financial, Inc. If you agree to a payment plan but they attempt to take more money than agreed to, act on your rights by hiring a consumer lawyer and filing a claim against Sacor Financial, Inc.

The company could be ordered to pay you $1000 per FDCPA violation plus legal fees and associated damages, so take a stand when a collection agency goes too far.

Additional Resources

• Is a Debt Collector Calling at Odd Hours?
• Debt Collectors Ignored Written Request?

Case taken from PACER (pacer.gov). File number is Case 5:13-cv-02199-VAP-DTB from the United States District Court for the Central District of California, Eastern Division.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Sacor Financial, Inc. or any other third-party collection agency, you may not be entitled to any compensation.