Are You Being Called By Dunstone Financial, LLC?*

Are you being woken up in the morning and interrupted by collection calls at work? Do the callers use foul and threatening language when you ask them to stop? They may tell you that you have no choice but to take such abuse, but the truth is that you have rights that prohibit such mistreatment.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect consumers from being harassed into bankruptcy. It limits the ways that third-party debt collectors can communicate with you and allows you to sue a company that mistreats you in ways like the following:

• Threatening legal actions it has no intention of taking
• Demanding payment for a debt discharged in bankruptcy
• Collecting from you during the dispute period
• Contacting you directly when they know that you have an attorney
• Using an autodialer to call you
• Claiming that you can go to prison for not paying a debt

Company Profile: Dunstone Financial, LLC

If you are being called by Dunstone Financial, LLC, more information about the company is below.

Dunstone Financial, LLC is a financial planner and debt collection agency located in Phoenix, Arizona. It was established in 1999, has five employees, and is managed by Brad Elliott.

Legal records at the PACER website contain confirmation that consumers who believed that they were being harassed by Dunstone Financial, LLC refused to pay debts they could not afford or did not owe.

Alleged Violations against Dunstone Financial, LLC

According to PACER, in or around January 5, 2006, Dunstone Financial, LLC sent a collection letter to a New York consumer. It stated, in part:

“You must understand that Dunstone has a financial investment in your account and cannot le the matter go unresolved. To satisfy your obligation voluntarily, mail payment to the address listed above. If you require short-term arrangements, contact our offices at the number listed above to speak with an Account Representative. If you fail to respond to this notice, we will utilize the available alternatives entitled to us to recover this delinquency.”

Feeling harassed by Dunstone Financial, LLC, the consumer filed an FDCPA lawsuit against the agency for allegedly using false, deceptive, and misleading means to collect a debt. The matter was later settled.

Hire a Consumer Lawyer

The phone numbers for Dunstone Financial, LLC are:

• 1-602-275-1616
• 1-800-491-9748

If you see either number on your caller ID when the phone rings, it means that Dunstone Financial, LLC is trying to reach you. If they send you a collection letter intended to alarm you into paying during the statutory dispute period, hire a consumer lawyer and file a claim against Dunstone Financial, LLC.

You could be awarded $1000 in statutory damages, so when a debt collector tries to deceive you into paying, take the initiative and sue them instead.

Additional Resources

• Is a Debt Collector Calling at Odd Hours?
• Debt Collectors Ignored Written Request?

Case taken from PACER (pacer.gov). File number is Case 1:06-cv-02315-PKC from the United States District Court for the Southern District of New York.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Dunstone Financial, LLC, or any other third-party collection agency, you may not be entitled to any compensation.