Is a collection agency harassing you so relentlessly that you are afraid to check your mail or answer the phone? If the answer is yes, that collection agency has almost certainly broken federal law. Learn more about your rights as an indebted consumer in these situations.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed over 40 years ago to protect consumers from being stressed into bankruptcy by overly-demanding debt collectors. It gives you the right to dispute and sue any collection agency that mistreats you in the following ways:
- Using an autodialer to call you nonstop
- Screaming and swearing at you
- Claiming that you can go to jail for not paying a debt
- Adding illegal collection fees to the debt
- Chasing you over a debt that belongs to someone else
- Contacting you directly when they know that you have an attorney
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Company Profile: Wilber & Associates, PC
If you are being called by Wilber & Associates, PC, more information about this agency is below.
Wilber & Associates, PC, which also does business as The Wilber Group, is a debt collection agency located in Normal, Illinois. It was founded in 2004, has 100 employees, and is managed by its President, Kenneth L. Wilber.
The company has a rating of B- with the Better Business Bureau due to 125 complaint(s) filed against it. Records at the PACER website confirm that consumers who felt they were being harassed by Wilber & Associates, PC went to court to stand up for themselves.
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Alleged Violations against Wilber & Associates, PC
According to PACER, in or around May 2013, a Pennsylvania consumer received a collection letter from Wilber & Associates, PC., demanding $396,985.
This debt allegedly arose due to an apartment fire, and the letterhead stated ‘Wilber & Associates, PC, Attorneys at Law,’ making the consumer believe that a law firm was involved and legal action was commencing.
Feeling harassed by Wilber & Associates, PC, the consumer filed an FDCPA action against the agency for:
- Threatening to take action that cannot legally be taken
- Using false, deceptive, and misleading means to collect a debt
The matter was later settled.
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Hire a Consumer Lawyer
The phone numbers for Wilber & Associates, PC are:
Seeing them on your caller ID indicates that you are being called by Wilber & Associates, PC. If they sent letters that imply attorney involvement in your case, protect yourself by hiring a consumer lawyer and filing a claim against Wilber & Associates, PC.
When debt collectors try to alarm you into paying, an FDCPA lawsuit can remind them that no matter how much you owe, you still have rights.
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Additional Resources
Case taken from PACER (pacer.gov). File number is Case 2:14-cv-00239-LPL from the United States District Court for the Western District of Pennsylvania.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Wilber & Associates, PC, or any other third-party collection agency, you may not be entitled to any compensation.