Are You Being Called By Allgate Financial, LLC?*

Is your life being made miserable by a debt collector because you can’t afford to pay what they are demanding? This situation can make you feel stressed and powerless, which is exactly how this debt collector wants you to feel. For them, discovering that you have rights would be a game-changer.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) has been regulating the professional conduct of third-party collection agencies since 1977. It allows you to take legal action against any debt collector that uses abusive strategies like the following:

• Threatening you with a lawsuit that never transpires
• Calling you abusive names
• Calling you at work when your employer prohibits such communications
• Claiming to be federal agents with a warrant for your arrest
• Chasing you for a debt that isn’t yours
• Failing to report a dispute to the credit bureaus

Company Profile: Allgate Financial, LLC

If you are being called by Allgate Financial, LLC, we have collected more information about the company and how it works.

Allgate Financial, LLC is a debt collection agency located in Northbrook, Illinois. It opened for business in 2004, has 28 employees, and is managed by owner Chris Asbrock. The company appears to specialize in buying and collecting old debt.

According to case files on the PACER website indicates that consumers who believed they were being harassed by Allgate Financial, LLC refused to pay what they did not believe they owed.

Alleged Violations against Allgate Financial, LLC

According to PACER, in or around mid-2013, Allgate Financial, LLC allegedly made continuous calls to a Texas couple about a debt belonging to someone else.

They later complained that the company placed three to four calls daily to the husband’s cell phone and the wife’s place of employment and that many of these calls were made by an autodialer.

The couple repeatedly informed Allgate Financial, LLC that they had the wrong number, but the calls allegedly continued. During one conversation a representative allegedly told the husband to “f*** off.”

Feeling harassed by Allgate Financial, LLC, they hired a consumer attorney and filed an FDCPA lawsuit against the company for allegedly:

• Harassing them by phone
• Calling them at inconvenient times and places
• Using harassing and abusive means to collect a debt
• Using profane language

The matter was later dismissed.

Hire a Consumer Lawyer

The phone numbers for this collection agency are:

• 1-855-255-4283
• 1-866-910-3711

When they appear on your caller ID, it is confirmation that Allgate Financial, LLC is on the line. If they harass you about someone else’s debt and use abusive language when you ask them to stop, don’t tolerate the harassment.

Hire a consumer lawyer and file a claim against Allgate Financial, LLC. The law allows you to collect $1,000 per FDCPA violation plus attorney’s fees if you win your case, so take action now.

Additional Resources

• What Do I Need to File an FDCPA Claim?
• Do I Need a Lawyer To Sue a Collection Agency?

Case taken from PACER (pacer.gov). File number is Case 3:13-cv-00636-P from the United States District Court for the Northern District of Texas, Dallas Division.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Allgate Financial, LLC, or any other third-party collection agency, you may not be entitled to any compensation.