Are you being called by REA Medical Consulting?*

Are you being called by REA Medical Consulting?* Here’s what you need to know.

Many people are being chased by collection agencies for overdue medical bills, credit card accounts, and student loans. The debt collectors working for them also seem to frequently forget that even though you may owe a debt, you still have rights as a consumer. It’s a mistake that can cost them big time.

Your Rights Under the FDCPA

While debt collectors are legally allowed to contact you about a debt they are assigned to collect, the Fair Debt Collection Practices Act (FDCPA) makes it illegal for them to use unethical collection actions like the following:

• Using profane and abusive language
• Demanding outrageous ‘fees’ in addition to the original debt
• Contacting you at work if you are not allowed to receive calls there
• Threatening legal action they are not eligible to take or have no intention of taking
• Saying that they will seize your property or garnish your wages
• Refusing to provide proof that you owe a debt and they are authorized to collect it

Company Profile: REA Medical Consulting

If you are being called by REA Medical Consulting, information about the company is below.

REA Medical Consulting is a debt collection company located in Dania Beach, Florida. It was established in 2009, has 11-50 employees, and is managed by its President, Ana Hasmi. A review of the records digitized and retained by the PACER (Public Access to Court Electronic Records) website suggests that some consumers who believed they were being harassed by REA Medical Consulting dealt with the payment demands by going to court.

Alleged Violations against REA Medical Consulting

According to PACER, in September 2014 a California resident received a collection letter from REA Medical Consulting that demanded immediate payment of a medical debt . It went on to state that if she did not pay, “negative marks” would appear on her credit history.

Feeling harassed by REA Medical Consulting, she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:

• Using false, deceptive and misleading means to collect a debt
• Failing to send a debt validation letter

The matter was later dismissed.

Hire an Attorney

The phone numbers for this debt collection agency are as follows:

• 1-954-605-4391
• 1-305-603-7045

Should you see either one on your caller ID, it means that you are being called by REA Medical Consulting. If they imply that refusal or failure to pay will destroy your credit, see a consumer attorney. Misleading people to expedite payment is illegal, and if you decide to file a claim against REA Medical Consulting and win, you could be awarded $1,000 per FDCPA violation plus reasonable legal expenses.Don’t be intimidated by an aggressive debt collector: there are legal ways of making their harassment stop.

*Case taken from PACER (www.pacer.gov). File number is Case 1:14-cv-24001-PCH from the United States District Court for the Southern District of Florida.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against REA Medical Consulting, or any other third-party collection agency, you may not be entitled to any compensation.