If you have some past due debts, they may be transferred or sold to a collection agency. In 1978, Congress passed the Fair Debt Collection Practices Act (FDCPA), which was created to stop unscrupulous debt collection practices and to protect the rights and interests of consumers.
If you are being harassed by Americollect over a past-due debt, or a debt that you don’t even know, you can pursue an FDCPA claim against them to recover compensation for your damages.
Americollect
Americollect, which is sometimes referred to as American Collection Agency, is a debt collection agency. Americollect has about 250 employees. The company is based in Manitowoc, Wisconsin, and serves as a debt collector for about 70 hospitals and 7,000 doctors spread across 33 states. The company is known to use auto-dialers or robocalls to contact the customers. They use a tagline “Ridiculously Pleasant Collections.”
![Has Americollect Been Calling Repeatedly*?]()
How Much is Frequently?
When “the frequency and persistence of noncompliance by the debt collector” takes place, it constitutes harassment, according to the FDCPA. Those regulations don’t indicate a specific number of calls that are necessary for it to be considered harassment. That statement, does the more frequently the collection agency calls you, the more likely you are to have grounds for a claim against them.
FDCPA attorneys review claims against Americollect on a case by case basis. For example, if you answer a call from Americollect and tell them that you cannot accept calls at work and they continue to call you two or three times a day, it is obvious they have violated the FDCPA and you can pursue a claim against them. If you ignore their calls and don’t tell them that they cannot contact you at work, and they continue to call daily, you will most likely not have a claim against them.
If you are being harassed by Americollect, be sure to document calls. Write down the name of the caller, the date and time of the call, and basic details regarding the discussion. You can even tell the representative you will be recording the call and then do so. Documentation is essential for a successful claim against Americollect. Also, keep any written correspondence received from the agency.
Stop The Harassing Calls
If you think you are being harassed by Americollect, consult with an FDCPA lawyer who practices in your state. With the help of an attorney, you are much more likely to have a successful claim against Americollect and recover compensation for your damages. You will not have any upfront costs because FDCPA lawyers work on a contingency basis. Schedule your free case review by completing the form on this page today. You can stop the harassment and recover compensation for your damages by pursuing a claim.
Additional Resources
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Americollect, or any other third-party collection agency, you may not be entitled to receive compensation.