Trying to climb out of a financial hole caused by extraordinary debt can stress out the toughest minded consumers. However, having to deal with the debt collection practices implemented by a bill collector like National Recoveries, Inc. can send your stress levels off the chart.
If you are unduly harassed by a third party debt collector, you must take prompt action to prevent the bill collector from violating the rights granted to you by a groundbreaking federal consumer protection law.
More important, you should work with a licensed consumer protection lawyer who knows how to make a debt collection agency pay for intimidating you.
Take Advantage of FDCPA Legal Protections
Before September 20, 1977, consumers were at the legal mercy of aggressive bill collectors that used every underhanded tactic to coerce the payment of outstanding credit card and personal loan balances.
Hearing the growing clamor by consumers to provide legal protections against debt collection agency harassment, the United States Congress enacted the Fair Debt Collection Practices Act (FDCPA).
The FDCPA not only outlaws aggressive debt collection practices such as issuing threats, it also gives consumer the legal power to challenge the validity of delinquent debts.
By hiring an experienced FDCPA attorney, you ensure you receive every legal right granted by the federal consumer protection law. Your lawyer will thoroughly examine your case to find out the best way to get National Recoveries, Inc. off your back.
Simply hiring a FDCPA attorney might be all it takes for the third party debt collector to take several steps back. Bill collectors prey on the ignorance of consumers by relentlessly pursuing the collection of outstanding debts.
You might receive phone calls at work from a debt collection agency and not realize you can makes the phone calls stop. By contacting a FDCPA lawyer, you learn that by invoking the “reason to know” provision of the FDCPA, you can force National Recoveries, Inc. to stop contacting you on the job.
How to Prepare a Persuasive Legal Argument against National Recoveries, Inc.
Sometimes, a debt collection agency crosses the legal line by implementing deceptive and/or aggressive debt collection tactics. The result can be the suffering from physical and emotional distress. For physical distress, you might break out in skin rashes or endure prolonged severe migraine headaches.
The medical bills begin to pile up quickly and because of the costly medical expenses, you find yourself falling deeper into debt. An accomplished consumer protection lawyer can help you recover the cost of medical care by filing a civil lawsuit against a third party debt collector.
In the case of physical duress, your FDCPA lawyer will organize and submit documentation that proves you received medical care. Then, your attorney will prepare for the lawsuit by deposing healthcare experts that verify the connection between your physical problems and the actions taken by a bill collector.
In addition, your consumer protection lawyer will prepare your case by submitting all the paperwork required by a federal civil court in a timely manner.
Do not allow National Recoveries, Inc. get the upper hand over you. Speak with a consumer protection lawyer today to learn more about how the federal law grants consumers the right to seek monetary damages by filing a civil lawsuit.
Additional Resources
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against National Recoveries, Inc. or any other third-party collection agency, you may not be entitled to any compensation.