YOU ARE
BY THE FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed by congress in 1977 to protect innocent people like you from being abused through unfair debt collection practices. The Federal Trade Commission, which is the nation's largest and powerful consumer protection agency, enforces the Fair Debt Collection Practices Act, ensuring that debt collectors do not use abusive, unfair, or deceptive practices to collect debts.