Many consumers across the US are being bullied and threatened over debts they can’t afford to repay. What collection agencies conveniently choose to forget is that they are breaking the law every time they cross the line like this.
Your Rights Under the FDCPA
If a debt collector is trying to harass you into paying, they are breaking the law. The Fair Debt Collection Practices Act, or FDCPA, gives you the right to tell them to stop contacting you and protects you from oppressive collection methods like those below.
- Using profane or obscene language
- Pretending to be members of law enforcement
- Using the telephone to harass you with constant calls
- Calling at inconvenient times
- Calling you at work when your employer does not allow such calls
- Discussing the debt with anyone except you, your spouse, and your attorney
Company Profile: Revenue Reporting Service
If you are being called by Revenue Reporting Service, company details are below.
Revenue Reporting Service is a debt collection agency in Orchard Park, New York. It opened in 2008, has 17 employees on staff, and has been referenced on several consumer complaint boards. Litigation files indexed at the PACER website suggests that consumers who believed Revenue Reporting Service was in violation of the FDCPA filed claims against the company for the abuse.
Alleged Violations against Revenue Reporting Service*
According to information on the PACER website, in or around May 2009, Revenue Reporting Service allegedly tried to collect a payday loan debt from a Pennsylvania consumer by calling his father and claiming to be his probation officer. On another occasion, the company allegedly called the consumer’s mother and told her that he would go to jail if the debt was not paid immediately.
The consumer claimed that collectors called him directly approximately five times per day for approximately one week. On or around June 15, 2009, one collector allegedly told him that he would be charged with grand larceny if the debt was not paid immediately.
Feeling harassed by Revenue Reporting Service, the consumer sued the company for allegedly violating his rights by:
- Threatening legal action it could not take
- Using false, deceptive and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Using oppressive and harassing means to collect a debt
The matter was later dismissed.
Hire a Consumer Lawyer
The phone number for Revenue Reporting Service is 1-888-312-8602. It appearance on your caller ID means that Revenue Reporting Service is on the line. If they make baseless threats to scare you into paying, hire a consumer lawyer and file a claim against Revenue Reporting Service. Their actions could result in them paying you $1,000 per FDCPA violation, so don’t be bullied into paying what you don’t legally owe.
**Case taken from PACER (pacer.gov). File number is Case 2:09-cv-05122-WY from the United States District Court for the Eastern District of Pennsylvania
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Revenue Reporting Service or any other third-party collection agency, you may not be entitled to any compensation