When you’re having financial problems and can barely make ends meet (let alone pay your debts), rude and demanding calls from a debt collector can make things even worse.
If you are being chased by a collection agency that bullies, deceives, and otherwise abuses you, understand that their actions are illegal and you don’t have to tolerate them.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to protect consumers from being abused into bankruptcy. It still regulates what third-party debt collectors may say and do and prohibits abusive tactics like those below.
- Threatening legal actions they cannot take
- Telling you that you can be arrested and imprisoned if you do not pay
- Disguising the fact that they are debt collectors trying to collect a debt
- Making legal threats they have no intention of following up on
- Calling at all hours of the day and night
- Calling you at work after you’ve told them that your employer doesn’t allow such calls
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Company Profile: Statebridge Company, LLC
If you are being called by Statebridge Company, LLC, more information about this collection agency is below.
Statebridge Company, LLC is a financial services company and debt collection agency located in Greenwood Village, Colorado. It was founded in 2008, has 49 employees on staff, and is managed by David McDonnell.
At present it has a B+ rating with the Better Business Bureau, with 99 complaints filed against the business. A review of legal records at the PACER website confirms that consumers who believed they were being harassed by Statebridge Company, LLC sought advice from consumer attorneys and opted to sue.
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Alleged Violations against Statebridge Company, LLC
According to PACER, on or about May 1, 2013, Statebridge Company, LLC started trying to collect a debt from a Florida consumer. He insisted that the matter had been addressed in an earlier bankruptcy, but the collection attempts allegedly continued.
Feeling harassed by Statebridge Company, LLC, the consumer hired an FDCPA lawyer and acted on his rights by suing the company for collecting a debt discharged in a prior bankruptcy.
The matter was later dismissed.
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Hire a Consumer Lawyer
The phone numbers for this collection agency are:
If you are interrupted by an incoming call and see either number on your caller ID, it means that Statebridge Company, LLC is trying to speak with you. If they demand payment for a debt discharged in an earlier bankruptcy, refer the matter to a consumer lawyer and file a claim against Statebridge Company, LLC.
Collection agencies that violate the FDCPA incur serious penalties that include paying you $1,000 per incident, so when a debt collector gets aggressive with you, it’s .time to take action.
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Additional Resources
Case taken from PACER (pacer.gov). File number is Case 3:13-cv-00911-TJC-JRK from the United States District Court for the Middle District of Florida.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Statebridge Company, LLC or any other third-party collection agency, you may not be entitled to any compensation.