Skip to content
STOP DEBT ABUSE NOW!
Debt Collection
Agencies
Free Legal Help

Updated on Author: Contributor: Sergei Lemberg

Are You Being Called By RC Services, Inc.?*

Stop the
Harassment

You have legal rights. We can help.

 


Are you being called by RC Services, Inc.?* Here’s what you need to know

The Consumer Financial Protection Bureau constantly receives complaints about debt collectors and their alleged misconduct. Some consumers complain of being threatened while others claim that they are being asked to pay someone else’s debt. If you find yourself in such a situation, know your rights.

Your Rights Under the FDCPA

In 1977 Congress passed the Fair Debt Collection Practices Act, or FDCPA, which set guidelines for third-party collection agency conduct and prohibited them from using harassing or deceptive tactics to collect a consumer debt.

  • Calling you constantly every day
  • Pretending to be police officers, government officials, or any other law enforcement figure
  • Demanding amounts not supported by law or the original creditor agreement
  • Disguising the fact that they are debt collectors trying to collect a debt
  • Using profane and obscene language
  • Reporting false information to the credit bureaus

Is RC Services, Inc. Calling You?

Need Help With Rc Services?

Call for a Free Case Evaluation Now!

Company Profile: RC Services, Inc.

If you are being called by RC Services, Inc., information about the company is below.

RC Services, Inc. is a debt collection company located in Mercer Island, Washington. It was established in 1993, has less than 20 employees, and is managed by its President, Bruce Caplin. Its primary focus is the collection of outstanding student loans. A review of litigation records retained at the PACER (Public Access to Court Electronic Records) website confirms that consumers who felt they were being harassed by RC Services, Inc. stood firm and refused to pay.

Need Help With Rc Services?

Call for a Free Case Evaluation Now!

Alleged Violations against RC Services, Inc.

According to PACER, a Washington resident gave RC Services, Inc. a series of postdated checks to cover his daughter’s debt. The first one was scheduled to be cashed on May 6, 2004, but the company allegedly deposited it on May 3, causing his account to become overdrawn.

Feeling harassed by RC Services, Inc., he hired a consumer attorney and sued the company for allegedly violating the FDCPA by using unfair and unconscionable means to collect a debt.
The matter was later dismissed.

Need Help With Rc Services?

Call for a Free Case Evaluation Now!

Hire an Attorney

The phone number for this debt collection agency is 1-206-232-1040. If you see it on your caller ID at any time, it means that you are being called by RC Services, Inc.. If they fail to honor a payment arrangement after it is made hire a consumer attorney. If you file a claim against RC Services, Inc., you may be awarded $1,000 per FDCPA violation plus attorney’s fees and applicable court costs, so in this case their presumption can cost them a lot.

*Case taken from PACER (www.pacer.gov). File number is Case 2:04-cv-02060-JCC from the United States District Court for the Western District of Washington.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against RC Services, Inc., or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributor: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributor: Sergei Lemberg
Be the first to comment

Leave a Comment

Write a comment below to share your experience. Or, instead you can send a secure message to our legal team.
Email & phone number are required to block spam, but will not be published.

Briefly describe your experience

Briefly describe your experience

What’s your name?

What’s your name?

What’s your email address?

Please enter a valid email address.

What’s your phone number?

Please enter a valid phone number.

Want to know if you could sue? Get a free legal evaluation.

Free Case Evaluation

    1. Please fill out your contact information:
    2. Has a debt collection done any of the following:

    By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.

    GET YOUR
    FREE
    CASE EVALUATION

      By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.