Skip to content
STOP DEBT ABUSE NOW!
Debt Collection
Agencies
Free Legal Help

Updated on Author: Contributor: Sergei Lemberg

Are You Being Called By Cavalry Portfolio Services?*


It’s difficult to work hard knowing that no matter how many hours you put in, you will never make a dent in your credit card accounts, student loans, and medical debt. It only gets worse when collection letters arrive in the mail and you start getting rude demands over the phone.

If you become the target of a collection agency, it can be overwhelming, but you need to know your rights and what these debt collectors can and cannot do.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, is a consumer protection statute which prohibits harassing, oppressive or abusive debt collection tactics. No matter how much you may owe, you have a right to be treated with dignity and respect, and if you’re not, you then have a right to sue the debt collector. Examples of prohibited tactics include:

  • Using profane and obscene language
  • Telling your friends, neighbors and co-workers that you owe money and they are trying to collect it from you
  • Making legally insupportable threats
  • Threatening criminal behavior such as physical harm or property damage
  • Intentionally misrepresenting the amount or status of the debt
  • Charging interest or fees that are not included in the original credit contract

Are You Being Called By Cavalry Portfolio Services?*

Need Help With Calvary Portfolio Services?

Call for a Free Case Evaluation Now!

Company Profile: Cavalry Portfolio Services

If you are being called by Cavalry Portfolio Services, the company’s particulars are below.

Cavalry Portfolio Services is a debt collection agency located in Phoenix, Arizona. It was founded in 2002, has 20 to 49 employees, and is managed by its President, Alfred J. Brothers.

Records on file at the PACER (Public Access to Court Electronic Records) website indicates that people who believed they were being harassed by Cavalry Portfolio Services hired consumer attorneys to help them fight back.

Need Help With Calvary Portfolio Services?

Call for a Free Case Evaluation Now!

Alleged Violations against Cavalry Portfolio Services

According to PACER, on or about August 11, 2015, Cavalry Portfolio Services sent a collections letter to an Illinois consumer that included the statement, “We will continue to report information about your account to credit-reporting agencies.” This assertion was not followed up by advice on her rights as required by law.

Feeling harassed by Cavalry Portfolio Services, she filed a lawsuit against the company for threatening to ruin her credit even though the dispute period had not yet expired. The matter was then dismissed on a later date.

Need Help With Calvary Portfolio Services?

Call for a Free Case Evaluation Now!

Hire a Consumer Lawyer

The phone numbers for Cavalry Portfolio Services are:

If you see any of them on your caller ID, you are being called by Cavalry Portfolio Services, presumably about a debt they are trying to collect from you. If they threaten consequences during the period covered by your dispute rights, contact a consumer lawyer.

You don’t deserve to be intimidated in this manner, and if you file a successful claim against Cavalry Portfolio Services, they can be ordered to compensate you and pay your legal costs. Don’t be bullied by over-zealous debt collectors- report them instead.

Need Help With Calvary Portfolio Services?

Call for a Free Case Evaluation Now!

Additional Resources

  • What if a Debt Collector Ignored Your Written Request?
  • Did a Debt Collector Notify a Third Party Regarding Your Debt?
  • Case taken from PACER (pacer.gov). File number is Case: 1:15-cv-07713 from the United States District Court for the Northern District of Illinois, Eastern Division.

    *Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Cavalry Portfolio Services, or any other third-party collection agency, you may not be entitled to any compensation.

    About the author:

    Contributor: Sergei Lemberg

    Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

    See more posts from Contributor: Sergei Lemberg
    Be the first to comment

    Leave a Comment

    Write a comment below to share your experience. Or, instead you can send a secure message to our legal team.
    Email & phone number are required to block spam, but will not be published.

    Briefly describe your experience

    Briefly describe your experience

    What’s your name?

    What’s your name?

    What’s your email address?

    Please enter a valid email address.

    What’s your phone number?

    Please enter a valid phone number.

    Want to know if you could sue? Get a free legal evaluation.

    Free Case Evaluation

      1. Please fill out your contact information:
      2. Has a debt collection done any of the following:

      By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.

      GET YOUR
      FREE
      CASE EVALUATION

        By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.