Are You Being Called By Athena Funding Group, LLC?*

Are you being called by Athena Funding Group, LLC? You have rights, find out how to protect them!

Debt can overwhelm anyone. All it takes is sudden illness, disability onset, or a major financial setback to make it impossible to pay your credit cards, student loans, and medical debt.

Eventually your creditors may assign the accounts to debt collectors, who will chase you for payment. Some of them do so in an abusive manner, hoping that you won’t realize that you have rights.

Your Rights Under the FDCPA

Debt collectors can be forceful when trying to get your money, but don’t forget that you have rights. The Fair Debt Collection Practices Act, or FDCPA, prohibits collection agencies from using abusive collection tactics like those below:

• Using profane and abusive language
• Demanding outrageous ‘fees’ in addition to the original debt
• Telling you that you can be arrested and sent to prison if you don’t pay
• Calling at all hours of the day and night
• Contacting you even after you’ve ordered them to cease communications
• Calling you at your workplace when they know that your employer doesn’t permit you to take such calls

Company Profile: Athena Funding Group, LLC

Athena Funding Group, LLC is a debt collection agency located in Tampa, Florida. It was established in 2006, has less than 10 employees, and is managed by its president, Rob Schmitz. According to court files retained by the PACER (Public Access to Court Electronic Records) website, several consumers who believed they were being harassed by Athena Funding Group, LLC went to court to fight for their rights.

Alleged Violations against Athena Funding Group, LLC

Jason Carter vs. Athena Funding Group, LLC**

According to PACER, in May 2011 Athena Funding Group, LLC filed a lawsuit against Florida resident Jason Carter to collect on a credit card debt. More than three years had elapsed between the date of this filing and his last payment on that account, which was in November 2007.

The account was governed by the state of Delaware, under whose laws the debt was officially time-barred.

Feeling harassed by Athena Funding Group, LLC, Mr. Carter hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:

• Using false, deceptive, and misleading means to collect a debt
• Using unfair and unconscionable means to collect a debt

The matter was later dismissed.

Hire an Attorney

The phone number for this collection agency is 1-813-987-9500. If it appears on your caller ID in response to an incoming call, it means that you are being called by Athena Funding Group, LLC. If they sue you to recover a debt that is time-barred by statute, hire a consumer attorney.

If you decide to file a claim against Athena Funding Group, LLC, you could potentially be awarded $1,000 per FDCPA violation in addition to applicable damages and costs.

When it comes to consumer rights, collection agencies must obey the law or face consequences.

**Case taken from PACER (www.pacer.gov). File number is Case 6:12-cv-00706-GAP-DAB from the United States District Court for the Middle District of Florida, Orlando Division.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Athena Funding Group, LLC, or any other third-party collection agency, you may not be entitled to any compensation.